Protecting Your Home From Flood and Fire Damage

Fire damages

Fire and flood damage can be detrimental to your home and family, costing thousands of dollars and months away from your home and daily routine. Thankfully, there are measures you can take to make sure any fire and flood damage to your home is as minimal as possible.

Fire Protection Tips

In 2013, one house fire was reported every 85 seconds, resulting in $9.5 billion in fire damages. Here are some tips for preventing severe house fire damage and protecting your family.

    According to the Red Cross, 60% of house fire deaths occur because the home had no working smoke alarms. Residential homes should have at least one alarm on each level. For extra precaution, install smoke alarms in every bedroom and test them once a month to make sure the batteries are working properly. Have a fire escape plan and practice it to make sure everyone, including kids, know what they should do if a fire starts. Cooking is the leading cause of residential fires. If you have something on the stove or in the oven, don’t leave it unattended. If you need to leave the kitchen, set an alarm on your phone or watch for the time you need to come back. Make sure flammable items like curtains, oven mitts, or towels are a safe distance away from the stovetop. If a fire starts, get out of the house as quickly as possible and close the door behind you to contain it.

Flood Protection Tips


Flood water damage can cost thousands of dollars in
repairs, especially if you don’t have separate flood insurance. If you live in an area that’s at risk for flooding, here are a few measures you can take to help prevent further damage.

    Make sure sockets, breakers, wiring, and other electrical parts are raised at least one foot about the flooding level in your home. Outside, raise air conditioning units and generators off the ground to keep them from potential water damage.Keep gutters clear of leaves and dirt so they can operate at maximum capacity during the rainy season. To prevent indoor flooding, pay close attention to showers, sinks, toilets, and water heaters. Older houses (more than 20 years) are 37% more likely to have water damage involving a shower or water heater, so if you have a leak, have it fixed as quickly as possible. To prevent sewer backups and yard flooding, have one or more septic line check valves installed.


Not all fire and flood damage
is preventable, but when it comes to your home and your family you want to do as much as possible to prevent extreme damage. It could mean the difference between being without your home for a month and being without your home forever.

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